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Welcome to Finance Monday, a segment on the blog where we talk everything finance. There was a time when I didn't know where my money was going. It was absurd because I should know as a finance professional, but I felt budgeting was for companies, not individuals. Side note: Personal Finance should be added to a school's curriculum.

In 2020, I created a template to track my cash flow and monitored my inflows(planned and unplanned) and outflows; my finance began to make sense. The first step in figuring out how to grow your money is to monitor it. I use my cash flow statement to make financial decisions, e.g. If my budget for eating out for the month is $50 and I've spent $20, I'm aware of how much I have left, so I don't overspend. Another example is following my savings schedule so that when I default, I under-saved.

Your money can't grow if you don't understand your money habits. Understanding your money habits is like understanding your personality type. You

know your strengths and weaknesses, nurture your strengths and work on your weaknesses.

Spending more than you earn is a weakness while saving before you spend is a strength.

If you don't have a budget template you use, click here to get mine.

Here are some online personalities/accounts you can follow to see finance content.

Cheers to more intentionality towards our finance!



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